/* ==========================================================================
   East River Capital — light/css/pages-tools.css
   Tools pages layout: start.html (full-screen Eddy), calculator.html
   (two-tab deal calculator), term-sheet.html (48-Hour Term Sheet wizard
   + rendered document). Component primitives live in components.css;
   only page-specific layout lives here.
   ========================================================================== */

/* =========================================================================
   SHARED — tool hero + key-numbers row + final navy band
   ========================================================================= */

.tool-hero {
  padding-block: clamp(3rem, 6vw, 5rem) clamp(2.5rem, 5vw, 4rem);
}

.tool-hero h1 {
  margin: var(--space-4) 0 var(--space-5);
  max-width: 18ch;
}

.tool-hero__lede {
  font-family: var(--font-display);
  font-size: 1.3125rem;
  font-weight: 400;
  line-height: 1.45;
  color: var(--ink-1);
  max-width: 38ch;
}

.tool-hero__cta { margin-top: var(--space-6); }

.tool-hero .keyrow { margin-top: clamp(2.5rem, 5vw, 4rem); }

/* plain navy final band (the gradient belongs to the homepage finale) */
.tool-finale {
  background: var(--navy);
  padding: clamp(4rem, 8vw, 6.5rem) 0;
  text-align: center;
}

.tool-finale h2 {
  margin: 0 auto var(--space-4);
  max-width: 22ch;
  font-size: clamp(2rem, 1.6rem + 2.2vw, 3rem);
  font-weight: 340;
  line-height: 1.12;
  color: var(--bg-page);
}

.tool-finale__body {
  margin: 0 auto var(--space-7);
  max-width: 40ch;
  font-size: var(--text-lg);
  color: var(--paper-on-navy);
}

.tool-finale :focus-visible { outline-color: var(--bg-page); }

/* "No contact info required." — the promise badge */
.promise {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--money);
}

.promise .ico-inline { color: var(--money); }

/* =========================================================================
   CALCULATOR — inputs card + tabbed output ledger
   ========================================================================= */

.calc-grid { align-items: start; }

.calc-inputs__head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-4);
  flex-wrap: wrap;
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-4);
  border-bottom: 1px solid var(--line);
}

/* output rows — ledger language, not dashboard widgets */
.outrows { margin: 0; }

.outrow {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-4);
  padding: var(--space-3) 0;
  border-bottom: 1px solid var(--line);
}

.outrow dt {
  font-size: var(--text-sm);
  font-weight: 500;
  color: var(--ink-3);
}

.outrow dd {
  margin: 0;
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums lining-nums;
  font-size: 1.1875rem;
  color: var(--ink-1);
  text-align: right;
  white-space: nowrap;
}

.outrow--big { border-bottom-color: var(--line-strong); }

.outrow--big dd {
  font-size: clamp(1.625rem, 1.3rem + 1.4vw, 2.125rem);
  font-weight: 300;
  color: var(--money);
}

/* binding-cap note, keyed off the constraint the engine reports */
.calc-constraint {
  margin-top: var(--space-5);
  padding: var(--space-3) var(--space-4);
  border-left: 2px solid var(--money);
  background: rgba(31, 77, 61, 0.05);
  font-size: var(--text-sm);
  color: var(--ink-2);
  max-width: none;
}

.calc-constraint[data-calc-constraint='LTC'],
.calc-constraint[data-calc-constraint='ARV'] {
  border-left-color: var(--warn);
  background: rgba(197, 151, 61, 0.08);
}

.calc-note {
  margin-top: var(--space-5);
  font-size: 0.8125rem;
  color: var(--ink-3);
  max-width: none;
}

/* the three CTAs under the tool */
.calc-ctas {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  gap: var(--space-4);
  margin-top: clamp(2.5rem, 5vw, 4rem);
  padding-top: var(--space-6);
  border-top: 1px solid var(--line);
}

/* "how your rate is built" — factor table reads left-to-right prose */
.factor-table td {
  text-align: left;
  font-family: var(--font-body);
  font-variant-numeric: normal;
  font-size: var(--text-sm);
  color: var(--ink-2);
}

.factor-note {
  margin-top: var(--space-4);
  font-size: 0.8125rem;
  color: var(--ink-3);
}

/* =========================================================================
   VS-BANKS TABLE (also used on term-sheet.html; authored here because
   pages-home.css does not load on tools pages)
   ========================================================================= */

.vsb-table th {
  text-align: left;
  padding: var(--space-3) var(--space-3) var(--space-3) 0;
  font-family: var(--font-body);
  font-size: var(--text-cap);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.075rem;
  border-bottom: 1px solid var(--line-strong);
}

.vsb-table th:first-child { color: var(--ink-1); }
.vsb-table th + th { color: var(--ink-3); padding-left: var(--space-5); }

.vsb-table td {
  padding: var(--space-4) var(--space-3) var(--space-4) 0;
  border-bottom: 1px solid var(--line);
  font-size: var(--text-sm);
  vertical-align: top;
}

.vsb-table td + td { padding-left: var(--space-5); }

.vsb-us { color: var(--ink-1); font-weight: 500; }
.vsb-banks { color: var(--ink-3); }

.vsb-ico {
  display: inline-block;
  width: 1.0625rem;
  height: 1.0625rem;
  margin-right: var(--space-2);
  vertical-align: -0.22em;
}

.vsb-ico svg { width: 100%; height: 100%; }

.vsb-ico--check { color: var(--money); }
.vsb-ico--x { color: var(--line-strong); }

.vsb-aside {
  display: grid;
  gap: var(--space-6);
  align-content: start;
}

/* =========================================================================
   TERM SHEET — wizard rail, steps, option cards, rendered document
   ========================================================================= */

.ts-grid { align-items: start; }

/* editorial rail of the four steps; current one inked via body state */
.ts-rail { list-style: none; display: grid; }

.ts-rail li {
  display: flex;
  align-items: baseline;
  gap: var(--space-4);
  padding: var(--space-4) 0;
  border-top: 1px solid var(--line);
  color: var(--ink-3);
  font-family: var(--font-display);
  font-size: 1.125rem;
}

.ts-rail li:first-child { border-top-color: var(--line-strong); }

.ts-rail__n {
  font-variant-numeric: tabular-nums lining-nums;
  font-size: 0.9375rem;
  color: var(--line-strong);
}

body[data-ts-state='step-1'] .ts-rail li:nth-child(1),
body[data-ts-state='step-2'] .ts-rail li:nth-child(2),
body[data-ts-state='step-3'] .ts-rail li:nth-child(3),
body[data-ts-state='step-4'] .ts-rail li:nth-child(4) {
  color: var(--ink-1);
}

body[data-ts-state='step-1'] .ts-rail li:nth-child(1) .ts-rail__n,
body[data-ts-state='step-2'] .ts-rail li:nth-child(2) .ts-rail__n,
body[data-ts-state='step-3'] .ts-rail li:nth-child(3) .ts-rail__n,
body[data-ts-state='step-4'] .ts-rail li:nth-child(4) .ts-rail__n {
  color: var(--accent);
}

body[data-ts-state='result'] .ts-rail li { color: var(--ink-3); }
body[data-ts-state='result'] .ts-rail li .ts-rail__n { color: var(--money); }

.ts-rail-blurb {
  margin-top: var(--space-6);
  font-size: var(--text-sm);
  color: var(--ink-3);
  max-width: 36ch;
}

@media (max-width: 60em) {
  .ts-rail { display: none; }
  .ts-rail-blurb { margin-top: 0; margin-bottom: var(--space-5); }
}

/* progress line */
.ts-progress {
  position: relative;
  margin-bottom: var(--space-6);
  padding-bottom: var(--space-3);
  border-bottom: 1px solid var(--line);
  font-size: var(--text-cap);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.075rem;
  color: var(--ink-3);
  max-width: none;
}

.ts-progress::after {
  content: '';
  position: absolute;
  left: 0;
  bottom: -1px;
  height: 2px;
  background: var(--accent);
  width: var(--ts-progress, 25%);
  transition: width var(--dur) var(--ease);
}

/* errors — the state-exclusion hard stop lands here */
.ts-error {
  margin: 0 0 var(--space-5);
  padding: var(--space-3) var(--space-4);
  border-left: 2px solid var(--neg);
  background: rgba(143, 43, 43, 0.06);
  font-size: var(--text-sm);
  color: var(--neg);
  max-width: none;
}

/* steps */
.ts-step .eyebrow { display: block; }

.ts-q {
  margin: var(--space-2) 0 var(--space-5);
  font-family: var(--font-display);
  font-size: 1.375rem;
  font-weight: 400;
  line-height: 1.3;
  color: var(--ink-1);
}

/* option cards (deal type · experience) */
.opt-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-3);
}

.opt-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }

@media (max-width: 40em) {
  .opt-grid, .opt-grid--3 { grid-template-columns: minmax(0, 1fr); }
}

.opt {
  position: relative;
  display: block;
  padding: var(--space-4) var(--space-5);
  background: var(--bg-page);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-s);
  cursor: pointer;
  transition: border-color 160ms ease, background-color 160ms ease;
}

.opt input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.opt__name {
  display: block;
  font-family: var(--font-display);
  font-size: 1.125rem;
  color: var(--ink-1);
}

.opt__desc {
  display: block;
  margin-top: var(--space-1);
  font-size: 0.8125rem;
  line-height: 1.5;
  color: var(--ink-3);
}

.opt:hover { border-color: var(--accent); }

.opt:has(input:checked) {
  border-color: var(--accent);
  background: var(--accent-soft);
}

.opt:has(input:focus-visible) {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
}

.opt:has(input[data-ts-invalid]) { border-color: var(--neg); }

input[data-ts-invalid],
select[data-ts-invalid] { border-color: var(--neg); }

/* wizard nav */
.ts-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
  margin-top: var(--space-6);
  padding-top: var(--space-5);
  border-top: 1px solid var(--line);
}

.ts-nav [data-ts-next] { margin-left: auto; }

button[data-ts-next] .ts-label-generate { display: none; }
button[data-ts-next][data-ts-stage='generate'] .ts-label-generate { display: inline; }
button[data-ts-next][data-ts-stage='generate'] .ts-label-next { display: none; }

/* ---- the rendered document (screen skin; print skin lives in
       print-termsheet.css) ------------------------------------------------ */

.ts-result { margin-top: var(--space-2); }

.tsdoc {
  position: relative;
  background: var(--bg-surface);
  border: 1px solid var(--line-strong);
  border-radius: var(--radius-m);
  box-shadow: var(--elev), 0 14px 40px rgba(20, 24, 28, 0.07);
  padding: clamp(1.5rem, 4vw, 2.75rem);
}

/* faint paper grain, same recipe as the homepage specimen */
.tsdoc::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: inherit;
  pointer-events: none;
  opacity: 0.05;
  mix-blend-mode: multiply;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='240' height='240'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2'/%3E%3C/filter%3E%3Crect width='240' height='240' filter='url(%23n)'/%3E%3C/svg%3E");
}

.tsdoc__stamp {
  position: absolute;
  top: 1.25rem;
  right: 1.25rem;
  z-index: 1;
  transform: rotate(6deg);
  font-size: 0.6875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.175em;
  color: var(--accent);
  border: 1.5px solid var(--accent);
  border-radius: 3px;
  padding: 0.3125rem 0.5625rem;
  opacity: 0.85;
}

.tsdoc__brand {
  font-size: 0.625rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--ink-3);
}

.tsdoc__title {
  margin-top: var(--space-1);
  font-size: clamp(1.5rem, 1.3rem + 1vw, 1.875rem);
  font-weight: 400;
}

.tsdoc__meta {
  margin-top: var(--space-2);
  font-size: 0.75rem;
  color: var(--ink-3);
  max-width: none;
}

.tsdoc__prepared {
  margin-top: var(--space-1);
  font-size: var(--text-sm);
  color: var(--ink-2);
}

.tsdoc__prepared .tsdoc__lbl { color: var(--ink-3); }

.tsdoc hr {
  margin: var(--space-5) 0 var(--space-2);
  border-top: 1px solid var(--line-strong);
}

.tsdoc__row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: var(--space-4);
  padding: 0.6875rem 0;
  border-bottom: 1px solid var(--line);
}

.tsdoc__row dt {
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--ink-3);
}

.tsdoc__row dd {
  margin: 0;
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums lining-nums;
  font-size: 1.125rem;
  color: var(--ink-1);
  text-align: right;
}

.tsdoc__row--big dd {
  font-size: clamp(1.5rem, 1.25rem + 1.2vw, 1.9375rem);
  font-weight: 300;
  color: var(--money);
}

.tsdoc__constraint {
  margin-top: var(--space-4);
  padding: var(--space-3) var(--space-4);
  border-left: 2px solid var(--money);
  background: rgba(31, 77, 61, 0.05);
  font-size: 0.8125rem;
  color: var(--ink-2);
  max-width: none;
}

/* the engine stamps data-ts-constraint on the injected span */
.tsdoc__constraint:has([data-ts-constraint='LTC']),
.tsdoc__constraint:has([data-ts-constraint='ARV']) {
  border-left-color: var(--warn);
  background: rgba(197, 151, 61, 0.08);
}

.tsdoc__constraint strong {
  display: block;
  font-family: var(--font-body);
  font-size: 0.6875rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.075rem;
  color: var(--ink-3);
  margin-bottom: var(--space-1);
}

.tsdoc__conds-h {
  margin-top: var(--space-6);
  font-family: var(--font-body);
  font-size: var(--text-cap);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.075rem;
  color: var(--ink-3);
}

.tsdoc__conds {
  margin-top: var(--space-3);
  padding-left: 1.125rem;
  display: grid;
  gap: var(--space-2);
  font-size: 0.875rem;
  line-height: 1.55;
  color: var(--ink-2);
}

.tsdoc__foot {
  margin-top: var(--space-6);
  padding-top: var(--space-3);
  border-top: 1px solid var(--line-strong);
  font-size: 0.75rem;
  line-height: 1.6;
  color: var(--ink-3);
  max-width: none;
}

.tsdoc__foot--contact {
  margin-top: var(--space-2);
  padding-top: 0;
  border-top: 0;
  font-variant-numeric: tabular-nums;
}

.ts-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  gap: var(--space-3);
  margin-top: var(--space-5);
}

/* hour-by-hour timeline */
.tl { counter-reset: none; }

.tl-step {
  position: relative;
  border-top: 1px solid var(--line-strong);
  padding-top: var(--space-5);
}

.tl-stamp {
  display: inline-block;
  font-family: var(--font-num);
  font-variant-numeric: tabular-nums lining-nums;
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  border: 1px solid var(--accent);
  border-radius: 3px;
  padding: 0.125rem 0.5rem;
}

.tl-step h3 {
  margin: var(--space-4) 0 var(--space-2);
  font-size: 1.375rem;
}

.tl-step p {
  font-size: var(--text-sm);
  color: var(--ink-2);
  max-width: 36ch;
}

/* faq slice more-link (shared with calculator) */
.faq-more { display: inline-block; margin-top: var(--space-6); }

.faq-slice .section-head { margin-bottom: var(--space-4); }

/* label-styled line above a radio option group */
.field-label-line {
  display: block;
  margin-bottom: var(--space-2);
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--ink-1);
  letter-spacing: 0.01em;
}

/* =========================================================================
   START — full-screen Eddy; the conversation is the page
   ========================================================================= */

.start-hero { padding-block: clamp(2.5rem, 5vw, 4rem) 0; }

.start-hero h1 {
  margin: var(--space-3) 0 var(--space-3);
  font-size: clamp(1.875rem, 1.5rem + 1.8vw, 2.625rem);
  font-weight: 360;
  max-width: 24ch;
}

.start-hero__sub { color: var(--ink-2); max-width: 54ch; }

.start-stage {
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
  height: min(44rem, calc(100vh - 21rem));
  min-height: 26rem;
}

/* the fullscreen panel fills the stage (components.css neutralizes the
   fixed positioning for [data-eddy-fullscreen]) */
.start-stage .eddy-panel { border-radius: var(--radius-m); }

.start-stage .eddy-panel__log { padding: clamp(1.25rem, 3vw, 2rem); }

.start-stage .eddy-msg { max-width: min(85%, 34rem); }

.start-meta {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: var(--space-3) var(--space-8);
  margin-top: var(--space-5);
  padding-top: var(--space-4);
  border-top: 1px solid var(--line);
  padding-bottom: clamp(2.5rem, 5vw, 4rem);
}

.start-human {
  font-size: var(--text-sm);
  color: var(--ink-2);
  display: flex;
  align-items: baseline;
  gap: var(--space-2);
}

.start-disclaimer {
  font-size: 0.8125rem;
  color: var(--ink-3);
  max-width: 60ch;
}

.start-origin {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 0.875rem;
  color: var(--ink-3);
  max-width: 48ch;
}